Bank Your Way, Anytime Anywhere
Pay bills, transfer funds, and manage your finances seamlessly with CoopNet, CoopEsa, USSD and more.
CoopNet Internet Banking
Enjoy the convenience of banking on your own terms, wherever and whenever. Get real-time balances on your accounts, view and download your account activity, transfer funds, pay bills, manage beneficiaries, and set up standing orders -- all from your browser, 24 hours a day.


CoopEsa Mobile App
A simple, secure and convenient way to access your accounts using your smartphone. Send money, pay bills, buy airtime, apply for digital loans, and manage your finances on the go. Secured with fingerprint and Face ID login, with real-time push notifications for every transaction.
USSD *150*84#
Don't have a smartphone? No problem. Dial *150*84# from any phone -- even a basic feature phone -- and access your account instantly. Check your balance, send money, buy airtime, pay LUKU and DAWASA bills, all without internet. Banking that reaches every Tanzanian, everywhere.


CoopWakala Agency Banking
Banking has come to your doorstep. With over 100 CoopWakala agents spread across Tanzania, you can deposit cash, withdraw funds, pay bills, and even open an account -- right in your neighbourhood. No branch visit needed. Extended hours mean you can bank when it suits you, not when the bank is open.

Get CoopEsa on Your Phone
Join over 50,000 Tanzanians who bank smarter every day. Send money, pay bills, apply for loans, and manage your finances -- all from one app.